There is a known issue with the latest Clover engine for emulators (com.clover.engine-2087.apk) wherein the emulated device is pointing to the incorrect environment.
As a temporary solution, revert to version 2077 of the Clover engine: https://filessandbox.dev.clover.com/v2/apk/com.clover.engine-2077.apk.
To install the required Clover merchant apps, please follow the steps outlined in our documentation here: https://docs.clover.com/clover-platform/docs/emulator-setup-on-android-studio-scripted-app-install#section-installing-required-clover-merchant-apps. Other Clover APKs are also affected, so some test merchant data may not sync correctly to the emulator.
We are working on rolling out a fix and will update this post when we have more information.