There was a page on the Clover Help site titled, "Create Payment Links" and the page that had this information is not available anymore. If you search for this page in the search bar, it will show a link that says,
Create payment links
The page used to explain that this feature would be under Account & Setup, then under the Ecommerce section. The only thing there in a live account is the Ecommerce API Tokens and Fraud Tools links.
Will Clover be created a payment link where merchants can simply copy and paste a URL or QR Code? This would be amazing, since most small businesses don't have someone on staff who can figure out the API Token language that is currently available.