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401 error trying to create an ACH token

I am using a Test Merchant account, trying to set up an ACH form for e-commerce payments. I am using the form on this page to test getting a token. For the apikey I have tried both the public and private keys created on the merchant account setting page under "Ecommerce API Tokens". When I try to post I get back the error "message": "401 Unauthorized". I'm looking for any help, thank you.

ecommerce
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ebwg answered

Just a follow-up, I am still unable to create a token using the dev system. I can create a token using the live/production key so that's how I'm doing my testing for now.

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