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twinmind avatar image
twinmind asked seocanavari commented

Test Credit Card Works to Pay on Production

Our application has been deployed on production and during testing our app web checkout on prod with our prod merchant account we found that we can pay with test visa card (for example, 4242 4242 4242 4242) to create real orders. We're using e-commerce endpoint https://scl.clover.com/v1/orders to create order and https://scl.clover.com/v1/orders/id/pay to pay for it, and we use https://api.clover.com/pakms/apikey to get token for hosted iframe. I also confirmed that production sdk https://checkout.clover.com/sdk.js is used on frontend. I can also see that order is being created in our merchant's account, attached screenshot with payment details as I see it in admin dashboard.

Screenshot 2021-12-18 225952.png

Production
screenshot-2021-12-18-225952.png (37.7 KiB)
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David Marginian avatar image
David Marginian Deactivated answered twinmind edited

I assume this is either a test or demo production account, in which case your merchant is blackholed - hitting a mock gateway that accepts all transactions..

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twinmind avatar image twinmind commented ·

What should be done to make it a real production account? Our application has been approved on December 8th, 2021. In our developer dashboard the app is in Published status.
Screenshot 2021-12-19 112841.png

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David Marginian Deactivated answered seocanavari commented

I am not certain what you are trying to accomplish but this has nothing to do with the status of your app or developer account. In order to process real credit cards you need to be a Clover merchant.

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twinmind avatar image twinmind commented ·
We are basically trying to make sure prod checkout works by making an order for our app prod merchant. Is my understanding correct that test credit card works only because our prod merchant is considered to be not a real Clover merchant? Is there any documentation on "blackholed" merchant?
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David Marginian avatar image David Marginian ♦♦ twinmind commented ·

Yes, your understanding is correct, test credit cards do not work when hitting the real gateway. I am not sure what documentation you are looking for. All payments will be approved when blackholed.

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seocanavari avatar image seocanavari commented ·

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wimenag6 answered

Using a test credit card to pay on a production site can be risky and is generally not recommended. Test credit cards are typically provided by payment gateways for testing purposes in a sandbox environment, not for live transactions. If you try to use a test card on a live site, the transaction is likely to be declined or could trigger fraud alerts, potentially disrupting your account. Instead, always use real credit cards for production payments to ensure the integrity and security of your transactions.

When it comes to managing your finances effectively, consider exploring credit repair services. These services can help improve your credit score, making it easier to get approved for better credit cards and loans in the future.

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