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Can not test sample code with test cards.Urgent help needed

Hi team,I have created an account and permission for e-commerce api is set for payments and customers.E-commerce API is also checked ON.

Card token is generated.

when I am going to process to charge the card I am getting this error.Seems like everything is fine in code.Please help guys

Error -"This type of card cannot be processed on your merchant account"

e-commerce api
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