Right now, there is a bug in the Clover App Updater on emulators where it doesn’t download all the required Clover merchant apps. From your screenshot, it looks like you might be running into that problem. The Clover team is looking into it, but until then, you can manually download and install the additional apps you need on the Development APKs page (
https://sandbox.dev.clover.com/developers/dev-apks if you’re using the Sandbox environment) the same way you installed the engine and App Updater.
The apps you need will vary depending on the functionality you want to include in your own app, but a good place to start is the Launcher.
After Clover Launcher is installed, you can open the Launcher directly.
Or, if you select the Home button, a pop-up should appear, letting you select whether to use the Android Launcher or Clover Launcher. Choose the Clover Launcher.
This sets the Clover Launcher as the app that automatically runs when you select the Home button. The process is a little different than described in the documentation since Clover runs on such a range of Android versions.